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The time to refinance high interest debt is now!

A VERICO One Link Mortgage Professional can arrange a mortgage refinance to consolidate your debts.  
Act now while interest rates are still low!
Best of all, a mortgage professional’s services are FREE! (O.A.C.)
 
Debt consolidation, also referred to as 'refinancing', is quite common these days. Many consumers are carrying high interest debt like credit cards and finance company loans, and are starting to feel increasing pressures on their cash flow. On the brighter side, many homeowners have seen an increase in their home values by as much as 25% in the last two years; and mortgage interest rates, although beginning to climb from an all-time low, are still very attractive. This means that now is the ideal time to refinance your high interest debt by tapping into your home’s equity.
 
A mortgage refinance can save you thousands of dollars in interest charges – not to mention the increased cash flow each month.
Of course there are costs associated with refinancing. For instance, there could be a penalty for early payout of the existing mortgage. Other costs include an appraisal of the property and legal expenses. Even with the costs involved, the savings and rewards of refinancing can greatly outweigh these costs. One of the best times to consider refinancing is at renewal when there is no early-payout penalty charged; however, refinancing at other times can also be beneficial. Your One Link Mortgage Professional will help determine your best course of action at no charge to you.
The Accredited Mortgage Professionals at VERICO One Link Mortgage & Financial can guide you through a painless process to get you on the road to a debt-free lifestyle.
VERICO One Link Mortgage & Financial helps many clients leverage the equity in their home to consolidate the debt and lower their overall payments. The following example was the case for one of One Link’s clients. It clearly shows the money they were able to save each month. In the example below, the clients used their cash flow savings to invest in retirement savings.
Before Consolidation:

Existing Mortgage
Property Value:                                     $170,000
Mortgage Balance:                                $130,000
Interest Rate:                                                 5.5%
Term: 5 years
                                                   Monthly Payments:
Mortgage                                                    $ 805
Credit Cards ($12,000)                                  360
Auto Finance Loan ($4,500)                          225
Other Debt: ($3,000)                                      150
Total Cash Outflow/Month:                        $1,540

After Consolidation:
New Mortgage
Property Value:                                     $170,000
Mortgage Balance:                                $153,000
Interest Rate:                                                 4.8%
Term: 5 years
                                                  Monthly Payments:
Mortgage                                                    $ 872
Other debt payments                                        0
Total Cash Outflow/Month:                         $ 872

TOTAL MONTHLY SAVINGS:     $ 668
                                                           
The Accredited Mortgage Professionals at VERICO One Link Mortgage & Financial make mortgage refinancing simple: one application and one credit bureau gives you access to hundreds of mortgage products through Canada’s top banks, credit unions, and life and trust companies. Best of all, the service is free (O.A.C).   Call now to enquire about the benefits of refinancing.