MEET THE STAFF

One Link Mortgage adheres to the highest standards in education and ethics in the mortgage industry. Our experienced and friendly One Link Mortgage Advisors will guide you through the steps of the mortgage process and help you make the right decisions by providing you with a wide range of alternatives and tools.

  • Penny

    Dzydz

    Penny Dzydz , AMP

    Winnipeg Offices

    Penny’s professional banking and mortgage lending career spans over 30 years with some of Canada’s largest financial institutions, Bank of Montreal, CIBC, Scotia Bank (10 years in Manitoba & NW Ontario Vice-President’s Office, as a Mortgage Sales Manager, consistently achieving Canada's top ten in mortgage sales across Canada) and Royal Bank.  With Penny’s knowledge of the mortgage financial market, she has achieved recognition for professional, expert and trustworthy mortgage financial advice.

    Penny is committed to work with her clients to give knowledgeable information and advice and is proud to be a member of Mortgage Professionals Canada.  She has received her Accredited Mortgage Professional designation within the mortgage brokerage industry, Ethical Standards Certificate and Leaders of Excellence Certificates and Residential Mortgage Specialist certification.  She also has received her designation with the Institute of Canadian Banker’s Association. An award recipient, supporter and past member of the Manitoba Home Builder’s Association, Winnipeg Real Estate Board, Mortgage Loans Association of Manitoba and Dale Carnegie Sales and Marketing Program.

    Penny's involvement in volunteer and community service work has spanned her lifetime to include the Multiple Sclerosis Society, Canadian Cancer Society, Heart and Stroke Foundation, Icelandic Language and Cultural Camp and various organizations.

    Penny’s integrity and commitment to working to help her clients and understanding their specific needs for mortgage financing, has resulted in many referrals from clients and professionals.  As a ten year experienced Accredited Mortgage Professional, Penny believes in listening to her clients to fully understand their financial situations, goals and dreams.  She then puts her lending expertise and technology to work developing a mortgage financing plan that will allow her clients to reach their goals. 

    AWARDS:

    - 2006 Bronze Club Award for outstanding sales and service.

    Apply now
  • Dave

    Carlson

    Dave Carlson

    Winnipeg Offices

    Dave comes to One Link Mortgage & Financial with over 17 years of corporate account sales and marketing experience in a variety of international and local industries. As a graduate of the Commerce Industry Sales and Marketing program at Red River College, Dave specializes in developing business relationships based on integrity, trust, exceptional service, and delivering sound mortgage and financial advice to all of his clients. Dave is a keen negotiator, with an eye for detail who brings to the table a great deal of passion and compassion when servicing his clients financial needs.

    'Whether you are from Winnipeg or the surrounding area I will be more than happy to connect with you to help with all of your mortgage needs!'

    I provide exceptional mortgage service for:

    - Pre Approvals
    - Home Purchases
    - Equity Take Outs for debt consolidation or home renovations
    - Home Equity Line of Credit Mortgages
    - Mortgage Transfers or Renewals

    Please call me today - My service is free and I work with you to ensure you have the right mortgage product at the most competitive rate in the market!

    Apply now
  • Caily

    MacGregor

    Caily MacGregor , AMP

    Winnipeg Offices

    Caily MacGregor started with One Link in 2007 at the age of 19, she worked her way from the bottom up and took a year to underwriter mortgages with a top mortgage broker lender before returning to One Link in 2010 and establishing her mortgage broker career. Caily has high attention to detail and takes the time to educate and explain things to her clients throughout the entire mortgage process. She works with her clients to get them the best mortgage rates/options and ensuring the stress is taken off of them during the process. 

     “I want to make a positive impact on peoples lives, being in this industry I truly feel I can do that. The most rewarding thing about my job is gaining my clients trust, I want to work with my clients now and in the future and building that trust allows them to lean on me and know that someone has their (and their families) best interest in mind.” 

     

    Accomplishments;

    -2021 CMP Magazine Rising Star

    -2021 One Link Volume Award - Gold Club

    -2021 VERICO Veris Award for Volume- Executive Club 

    -Mortgage Professionals Canada Manitoba Broker Council Member

    -2017 to 2021 OLM Volume award winner

    -2017 to 2021 VERICO Veris Award winner 

    -2015 One Link Integrity Award

    -2009 to present - Accredited Mortgage Professional (AMP) 

    -2007- Red River College Business Administration Degree Major in Marketing 

     

    Testimonials; 

    "Caily made getting a mortgage super easy! Was extremely responsive and walked me through every detail of my mortgage options and worked to get me the lowest rate possible. She made sure I was well aware of all the information I needed to know, how much to budget for everything, and what to expect as we moved through the process. Highly recommend!" - CH

    "Caily was great! She helped us through many changes and found the right mortgage for me we had lots of obstacles to work through and she made it happen so quickly.”- HH

    "I have dealt with Caily M. now for the last two mortgage renewals/transfers. UNBELIEVABLE SERVICE! Not only is it worry free, but the advice and direction is top notch. Highly recommended.”- GC


    Apply now
  • Blair

    Graff

    Blair Graff , AMP

    Winnipeg Offices

    Blair Graff has over 25 years of experience in the financial industry, specializing in mortgage financing. He has worked with many of the major banks, and he knows the business inside out. Blair has received numerous customer service awards, recognizing his commitment to his clients. The best reward, however, has been the return of satisfied customers and their referrals of friends and family. With links to over 50 financial institutions, he can find the best deal and the right mortgage for you.

    - 2005 Silver Club Award for outstanding sales and service.
    - 2006 Gold Club Award for outstanding sales and service.
    - 2007 Gold Club Award for outstanding sales and service.
    - 2008 Gold Club Award for outstanding sales and service.
    - 2009 Bronze Club Award for outstanding sales and service.
    - 2010 Silver Club Award for outstanding sales and service.
    - 2011 Silver Club Award for outstanding sales and service.
    - 2012 Bronze Club Award for outstanding sales and service.
    - 2013 Silver Club Award for outstanding sales and service.
    - 2014 Silver Club Award for outstanding sales and service.
    - 2015 Silver Club Award for outstanding sales and service.
    - 2016 Silver Club Award for outstanding sales and service.
    - 2017 Silver Club Award for outstanding sales and service.
    - 2018 Sliver Club Award for outstanding sales and service.
    - 2019 Sliver Club Award for outstanding sales and service.
    - 2020 Gold Club Award for outstanding sales and service.
    - 2021 Gold Club Award for outstanding sales and service.


    Testimonials

    Dealing with Blair was as easy as could be! Not only did he respond to emails immediately and at all times of the day, but he found me a rate .5% lower than what the bank could offer, and all of our correspondence was done over email- I didn't have to go to the office once! Even when I had to sign all the papers, a representative came to my place and we signed everything there!  I would highly suggest getting a quote from Blair before committing somewhere else!


    Anne, Winnipeg MB


    Apply now
  • Meredith

    Kaminsky

    Meredith Kaminsky , AMP

    Winnipeg Offices

    Meredith is proud to be a member of the One Link Mortgage and Financial team since May 2008. Prior to that she worked in the commercial mortgage industry for 7 years with MCAP Real Estate Finance Group in Edmonton, Calgary and Winnipeg.

    She graduated from the University of Lethbridge (Alberta) with her Bachelor of Management degree, majoring in Marketing. She is an Accredited Mortgage Professional (AMP), and a charter member of Mortgage Professionals Canada. Meredith was also formerly licensed for 5 years as a Mortgage Agent with the Alberta Real Estate Association and a former member of the Young Adult Forum, a division of the World Presidents Organization and the Young Presidents Organization.

    She volunteers her time with the Aaron Moser Spinal Cord Injury Foundation and has also been a volunteer and supporter for the past 13 years of the Alberta Diabetes Foundation. She has participated in the Weekend to End Breast Cancer 60 km Walk for two years and has participated in three annual Challenge for Life 20 km walks, here in Winnipeg, raising funds to fight all types of Cancer. Meredith enjoys hiking, photography and any competitive sport, including Kick Boxing and Ultimate Frisbee.

    Meredith is very approachable and professional and would be pleased to advise you in either Residential or Commercial mortgages. Don't hesitate to give her a call!

    Awards:

    - 2009 - Bronze Award for outstanding sales and service.
    - 2010 - Bronze Award for outstanding sales and service.
    - 2011 - Bronze Award for outstanding sales and service.
    - 2011 - Integrity Award.
    - 2012 - Bronze Award for outstanding sales and service.
    - 2013 - Silver Award for outstanding sales and service.
    - 2014 - Silver Award for outstanding sales and service.
    - 2015 - Gold  Award for outstanding sales and service.
    - 2016 - Gold Award for outstanding sales and service.
    - 2016 - Integrity Award.
    - 2017 - Platinum Award for outstanding sales and service.
    - 2017 - Rising Star Award.
    - 2018 - Platinum Award for outstanding sales and service.
    - 2018 - Integrity Award.
    - 2019 - Platinum Award for outstanding sales and service.
    - 2020 - Diamond Club Award for outstanding sales and service.
    - 2021 - Diamond Club Award for outstanding sales and service.

    Client Testimonials

    Meredith was very professional and knowledgeable. She is easy to talk to, and had many suggestions to improve my credit rating. She was able to obtain a very good mortgage for me, working with my challenging financial situation.

    Dena R. - Winnipeg, MB

    Meredith listened intently to our mortgage requirements and provided important guidance that was in our best interest. The only way Meredith could have been more helpful is if she actually went out and located the house for us! I think Meredith did absolutely everything she could have to help.
    Caitlin P. - Winnipeg, MB

    Apply now
  • Fred

    Ormonde

    Fred Ormonde , AMP

    Winnipeg Offices

    A trusted advisor who can tailor make your mortgage to suit your specific needs.  A member of Mortgage Professionals Canada with 37 years of experience in the financial services industry, Fred has access to over 50 lenders and provides a free, customized service.

    Fully conversant with all mortgage types, including builder mortgages, residential and revenue purchases, refinances, transfers, renewals,  new to Canada program, first time home buyers, and self employed individuals.

    Please call to arrange a no fee, no hassle mortgage at fully competitive rates.

    Apply now
  • Mike

    Blair

    Mike Blair , AMP

    Winnipeg Offices

    After spending many years in the financial services industry in Winnipeg and Steinbach, Manitoba, Mike joined the One Link team of Accredited Mortgage Professionals. Mike brings with him an ability to educate consumers, and a proven track record of offering first class advice on an assortment of credit products.

    As an advisor, Mike is committed to providing clients with sound financial advice and customer service by making recommendations, offering customized solutions and delivering ongoing personal attention.

    Mike is an Accredited Mortgage Professional and a member of Mortgage Professionals Canada.

    Over 4 years in the financial services industry as a Financial Advisor/Manager

    2010 Champions Club, TD Canada Trust

    AWARDS:

    - 2011 - Silver Club Award for outstanding sales and service.
    - 2012 - Silver Club Award for outstanding sales and service.
    - 2013 - Silver Club Award for outstanding sales and service.
    - 2018 - Silver Club Award for outstanding sales and service.
    - 2018 - Rising Star Award.
    - 2019 - Gold Club Award for outstanding sales and service.
    - 2020 - Gold Club Award for outstanding sales and service.
    - 2021 - Platinum Club Award for outstanding sales and service.

    "Credit advice with integrity."

    Apply now
  • Corrina

    Warner

    Corrina Warner

    Winnipeg Offices

    Contact Corrina for all your residential mortgage needs!


    Awards

    - 2021 Bronze Club Award for outstanding sales and service.

    Apply now
  • Richard

    de Chevigny

    Richard de Chevigny

    Winnipeg Offices

    Since 2003, Richard has held a variety of roles within the Investment and Finance Industry. In addition to being licensed to assist clients in seeking a mortgage, Richard is a proponent of continuous learning and holds several designations including Project Management Professional (PMP), Computerized Accounting Technician (CAT), and is an Expert Microsoft Office Specialist (MOS).  He spent many years, helping some of Canada’s largest Financial Institutions with various technology and operational processes to increase efficiency and profits.  Using his well-rounded experience, Richard is able to easily manage the multiple moving parts of a mortgage to ensure that each and every client and stakeholder receive consistently great service, advice, and communication.

    In 2018, Richard switched careers and joined the broker world to help people make better decisions as it relates to their largest debt.  What separates Richard from other mortgage professionals is his proprietary tools that show clients a side-by-side comparison of different mortgage strategies.  His strategies not only show the true cost of each mortgage option but how each option contributes to the client’s overall wealth over different periods of time.  Using these strategies, he is able to map out the path for his clients to reach their long-term financial goals.  Some of the top Financial Planners across Canada trust Richard with their clients to help them create a holistic financial experience that increases their net wealth for retirement.



    Apply now
  • Himanshu

    Patel

    Himanshu Patel , AMP

    Winnipeg Offices

    “Shopping for a mortgage can be an overwhelming and incredibly time-consuming exercise - which can also result in a lot of frustration and confusion.”

    Himanshu has over 16 Years of experience in Financial Services industry.  Himanshu  has access to more than 50 lenders, including Chartered Banks, Credit Unions, Trust Companies, and  Private Lenders. He deals with these Lenders frequently therefore he can provide the leverage to negotiate the best terms and interest rates on your behalf.

    Himanshu is highly motivated to move his client’s mortgage application quickly through all the required channels. He always works for you not for lenders. Himanshu is committed to find the best mortgage financing options available and that are tailored to your specific financial goals.

    - You can be assured that not only now, but in the future, you will always have the best rates and products available by using Himanshu’s service.
    - Himanshu is an Accredited Mortgage Professional (AMP) and a member Mortgage Professionals Canada.

    Awards:

    - 2010 Bronze Club Award for outstanding sales and service.
    - 2013 Silver Club Award for outstanding sales and service.
    - 2014 Bronze Club Award for outstanding sales and service.
    - 2015 Silver Club Award for outstanding sales and service.
    - 2015 Rising Star Award.
    - 2016 Silver Club Award for outstanding sales and service.
    - 2017 Bronze Club Award for outstanding sales and service.
    - 2018 Silver Club Award for outstanding sales and service.
    - 2019 Sliver Club Award for outstanding sales and service.
    - 2020 Gold Club Award for outstanding sales and service.
    - 2021 Silver Club Award for outstanding sales and service.

    For all your residential financing needs, call Himanshu.

    Apply now
  • Daryl

    Harris

    Daryl Harris , AMP

    Winnipeg Offices

    Daryl has created a base of client advocates through his unique approach in eliminating surprises during the home ownership process. Daryl utilizes value added tools with consumers to assist them in education and knowledge of the process. Daryl also works closely with consumers who have had life changes that require a refinance. In these delicate matters, Daryl handles these situations in a professional, confidential, and ethical manner.

    With Daryl's ability to educate consumers, you will enjoy the confidence of knowing "what to expect" from the time you meet him to the very last day you are a homeowner.

    With over 25 years in the financial industry, Daryl brings a wealth of experience to his customers. In 2006 he received his Accredited Mortgage Professional designation and was elected to the Board of Directors for the Canadian Association of Accredited Mortgage Professionals (CAAMP). Daryl believes in giving back to the industry he works in and the community he lives in. In addition to serving on the board for 8 years with CAAMP he served as the Chair for Canada in 2012-2013. With over 12,000 members representing over 1,700 companies, Mortgage Professionals Canada, (formerly CAAMP), is the voice of Canada's mortgage industry. He was involved in the Fort Garry North Hockey Association for many years and has coached hockey, football and baseball in the community. He was also involved in a business group which raised over $25,000 for the Rehab Centre for Children Foundation.

    Awards:
    Daryl has received awards annually since 2008, but prefers to let his customers speak of him.

    One Link Customer Reviews:
    Daryl was exceptional throughout this process. What began as an overwhelming process for me became simple and very easy to understand. I always felt like I could ask any question and was always given clear answers and advice. I would not hesitate to refer Daryl to my family and friends and have every intention of keeping my mortgage business with him in the future! Thank you for the terrific service, Daryl. It was a pleasure working with you!

    Daryl is extremely knowledgeable... a complete professional... a true pleasure to deal with!

    Public Customer Reviews:

    https://business.google.com/reviews/l/07386872803817157271?hl=en


    Apply now
  • Ryan

    Godin

    Ryan Godin

    Winnipeg Offices

    Contact Ryan for all your residential mortgage needs!

    Apply now
  • L.W. (Lorne)

    Dreger

    L.W. (Lorne) Dreger

    Winnipeg Offices

    - 30 years of financial service experience with the last 20 years at the  TD Bank
    - Lorne has extensive knowledge in all areas of mortgage and  personal lending.
    - Member of Mortgage Professionals Canada.
    - Winner of several sales awards and has successfully  completed many courses relating to financial services including the Canadian  Securities Course.
    - Winner of the 2006 Silver Club for outstanding sales and service.
    - MEMBER OF OUR COMMERCIAL LENDING TEAM

    For fast, efficient and professional service call Lorne.

    Apply now
  • Bruce

    Berven

    Bruce Berven , AMP

    Winnipeg Offices

    Bruce Berven is an Accredited Mortgage Professional who will find you the best available mortgage. Even though I work for you (not the financial institution), I get paid by the financial institution (not you). My independent expert prompt service is FREE! After I've analyzed your financial situation and goals, I shop different lenders for the mortgage that best fits your needs, including several that only deal with mortgage brokers and not the general public.

    I am a member of Mortgage Professionals Canada and am licensed by the Manitoba Securities Commission. I am committed to the highest ethical standards. Let me help you find the best mortgage solution available in the market.

    - 35 years management experience with Scotiabank
    - Available to meet where and when at your convenience.
    - Guidance and plain talk on details such as term and amortization, prepayments, advantages of bi-weekly payments and mortgage life insurance.
    - Community volunteer with the Kiwanis Club of Winnipeg Inc. and Boys and Girls Club of Winnipeg Inc.

    Testimonials

    When buying our house 5 years ago a friend had recommended Bruce to secure a mortgage for us. We just renewed this summer and Bruce was able to secure a fantastic 5 year rate. It's great to have someone who has obvious knowledge in the field and who does all the work for you!


    Sandra M.
    Headingly, MB


    My daughter used Bruce at One Link Mortgage & Financial to arrange for a mortgage for her first home purchase experience. Bruce made the complete home buying experience easy and understandable while at the same time obtaining the most competitive mortgage rate on the market. Bruce also followed up on the transaction right to the end to ensure that everything went smooth right to completion. I would highly recommend Bruce to any friends that are looking for a new mortgage or a renewal of an existing mortgage.

    Jim J.
    Winnipeg, MB

    Bruce's many years of Banking Industry experience place him at the top of his field. He is a true professional and I would not hesitate to endorse and recommend his services to anyone looking at financing options.

    Kerry Knudsen, CFP
    President, Spectrum Financial Services

    Bruce is dedicated to finding the very best lending solutions for his clients. His knowledge and experience, gleaned from years in the banking industry, plus his personable nature in dealing with people make him the "go to person" for alternative lending beyond traditional banking institutions.

    Robert Blando
    Sr. Wealth Advisor at ScotiaMcLeod

    We just want to thank you and we will never forget how you helped us several years ago. You were AMAZING and then again 5 years later after our business tanked, you helped us again.

     

    Robert and Robyn Z
    Winnipeg MB


    For a no-charge, no-obligation quote on rates, call Bruce today!

    Apply now
  • Dave

    Kondratuk

    Dave Kondratuk

    Winnipeg Offices

    Dave Kondratuk - Mortgage Professional.

    Dave helps his clients navigate the complex world of mortgage financing.  As a former Realtor Dave is uniquely equipped to walk his clients through the entire home buying experience.  Dave is a member of Mortgage Professionals Canada and as a member we are well educated, informed and ethical practicing in an ever changing mortgage financing world. 


    Awards
    -2020 Bronze Club Award for outstanding sales and service.

    Apply now
  • Karen

    Beckingham

    Karen Beckingham , AMP

    Winnipeg Offices

    Karen Beckingham is an Accredited Mortgage Professional with One Link Mortgage & Financial. She understands that purchasing a home is one of life's most exciting endeavors, and is also a very comprehensive one. Karen is available to help with searching for customized mortgage solutions whether it is your first home, a subsequent purchase, investment property or help for debt management.

    With 26 years of experience in the Financial Service Industry and numerous lenders at her disposal she can make a tremendous difference. In most cases, her service is free of charge and can save hundreds of dollars in interest costs. Canada's largest banks, Trust Companies, Credit Unions and Financial Institutions have teamed up with One Link to offer rates, products and services that are only available to mortgage professionals.

    Who do you know that could use professional unbiased advice in reducing interest costs and saving money?

    One Link Mortgage & Financial Award Winner:

    - 2013 - Silver Award Winner for Outstanding Sales and Service
    - 2014 - Silver Award Winner for Outstanding Sales and Service
    - 2015 - Gold Award Winner for Outstanding Sales and Service.
    - 2016 - Gold Award Winner for Outstanding Sales and Service.
    - 2017 - Gold Award Winner for Outstanding Sales and Service.
    - 2018 - Gold Award Winner for Outstanding Sales and Service.
    - 2019 - Platinum Award Winner for Outstanding Sales and Service.
    - 2019 - Rising Star Award.
    - 2020 Platinum Club Award for Outstanding Sales and Service.
    - 2021 Sapphire Club Award for Outstanding Sales and Service.

    Testimonials

    Now that the mortgage renewal is complete I just wanted to say 'thank you' for all that you have done for me. As this was my first experience with a broker I have to say it was a pleasant one. I would look forward to working with you in the future!

    Thank you again,
    Yana
    Winnipeg, MB


    Karen, you save the day again! You do great work!!!

    Paw Sawatzky
    Realtor
    Century 21


    Hi Karen

    Just wanted to send you a note and thank you. 6 years ago I came to you for help finding a good mortgage and thanks to you, we are virtually mortgage free (will be very soon). The excellent advice you gave and great rate you found us enabled us to pay our mortgage down significantly monthly. I have not hesitated to recommend you to anyone looking for a new or renewing their mortgage.

    Good luck to you.
    Regards,

    Sandra S
    Winnipeg, MB

    Apply now
  • Alyssa

    LeBlanc

    Alyssa LeBlanc

    Winnipeg Offices

    Alyssa joined One Link in 2015. She has a passion for helping others and with a home being one of the most expensive purchases in someone’s lifetime, this is the perfect opportunity to help / guide her clients through the mortgage transaction. The most rewarding aspect is gaining trust and building a relationship that each and every client.

    With access to over 50 different lenders, there will be a product out there for everyone!


    Apply now
  • Lisa

    Gryba

    Lisa Gryba , AMP

    Steinbach Office

    I am a service provider and resource.

    With over 20 years of experience in the residential mortgage lending industry, I offer friendly, helpful advice in residential lending. As an Accredited Mortgage Professional (AMP) and a member of Mortgage Professionals Canada, I always offer my clients professional and valuable mortgage advice.

    I am an ethical Mortgage Professional that is passionate about my dedication and devotion to my clients. I work with over 50 lenders, so I have many different options to get you the best interest rate/product that suites you and your personal situation.

    Whether you are a first time buyer, building a home, refinancing or purchasing a home... I am committed to making your financing a pleasurable experience and to building a professional relationship.

    I help market listings, qualify buyers and professionally follow up.

    I provide tools, strategies and solutions.

    AWARDS:

    - 2007 Silver Club Award for outstanding sales and service.
    - 2008 Gold Club Award for outstanding sales and service.
    - 2009 Platinum Club Award for outstanding sales and service.
    - 2010 Platinum Club Award for outstanding sales and service.
    - 2011 Platinum Club Award for outstanding sales and service.
    - 2012 Platinum Club Award for outstanding sales and service.
    - 2013 Platinum Club Award for outstanding sales and service.
    - 2014 Platinum Club Award for outstanding sales and service.
    - 2014 MPP Top Agent for Sales Award.
    - 2015 Platinum Club Award for outstanding sales and service. 
    - 2016 Diamond Club Award for outstanding sales and service.
    - 2016 Rising Star Award.
    - 2017 Diamond Club Award for outstanding sales and service.
    - 2018 Diamond Club Award for outstanding sales and service.
    - 2019 Diamond Club Award for outstanding sales and service.
    - 2019 Ruby Club Award for outstanding sales and service.
    - 2020 Ruby Club Award for outstanding sales and service.
    - 2021 Emerald Club Award for outstanding sales and service.


    Testimonials

    As first time homebuyers, we were unfamiliar with the entire process of purchasing a house, we did our research but it was a daunting task until we contacted Lisa.  Throughout the process, Lisa guided us on the tasks that we needed to complete to accomplish the purchase of our first home.  Although our purchase had some bumps in the road, Lisa supported us through it and advocated on our behalf with all collaterals, this made a very overwhelming time easier to bear.  Lisa, not only secured us an amazing rate, but also patiently and thoroughly explained each step of the way.  Lisa is extremely knowledgeable and professional, and worked hard to get us in the home we really wanted.  I couldn't be happier and would recommend Lisa to anyone looking to buy a home.

    Danielle and Stuart S., Steinbach, MB

    Apply now
  • Viktor

    Schaefer

    Viktor Schaefer , AMP

    Steinbach Office

    What's the real reason so many people refer their friends and family to Viktor Schaefer?

    It's simple. They've learned that he truly does put their best interest first. Everyone who deals with Viktor appreciates his integrity and passion for helping other people.

    He has over 16 years experience in financing and understands how difficult it can be to make sense of all the information available today. As a mortgage specialist working for you, Viktor will find the mortgage that suits your individual needs.

    Viktor also has a great deal of experience helping new immigrants obtain financing, and is very familiar with the New Immigrant Program. He is fluent in Russian and German, and many people new to Canada have relied on him when buying their first Canadian home.

    Whether you're buying or already have an existing mortgage, and would like some advice on what's best for you, call Viktor for a free, no obligation consultation.

    - 2005 Platinum Award for outstanding sales and service.
    - 2006 Platinum Award for outstanding sales and service.
    - 2006 Transaction Award for Top Producer
    - 2006 Volume Award for Top Volume
    - 2007 Platinum Award for outstanding sales and service.
    - 2007 Volume Award for Top Volume
    - 2007 Transaction Award for Top Producer
    - 2008 Platinum Award for outstanding sales and service.
    - 2008 Volume Award for Top Volume
    - 2008 Transaction Award for Top Producer
    - 2009 Platinum Award for outstanding sales and service.
    - 2009 Volume Award for Top Volume
    - 2009 Transaction Award for Top Producer
    - 2010 Platinum Award for outstanding sales and service.
    - 2010 Volume Award for Top Volume
    - 2010 Transaction Award for Top Producer
    - 2011 Diamond Award for outstanding sales and service.
    - 2011 Volume Award for Top Volume
    - 2011 Transaction Award for Top Producer
    - Ranked #1 Highest Volume in Manitoba and #19 in Canada
    - 2012 Diamond Award for outstanding sales and service.
    - 2012 Volume Award for Top Volume
    - 2012 Transaction Award for Top Producer
    - Ranked #1 Highest Volume in Manitoba and #15 in Canada
    - 2013 Diamond Award for outstanding sales and service.
    - 2013 Volume Award for Top Volume
    - 2013 Transaction Award for Top Producer
    - Ranked #1 Highest Volume in Manitoba and #11 in Canada
    - 2014 Diamond Award for outstanding sales and service.
    - 2014 Volume Award for Top Volume
    - 2014 Transaction Award for Top Producer
    - 2015 Diamond Award for outstanding sales and service.
    - 2015 Volume Award for Top Volume
    - 2015 Transaction Award for Top Producer
    - 2016 Diamond Award for outstanding sales and service.
    - 2016 Volume Award for Top Volume
    - 2016 Transaction Award for Top Producer
    - 2017 Diamond Award for outstanding sales and service.
    - 2017 Volume Award for Top Volume
    - 2017 Transaction Award for Top Producer
    - 2018 Emerald Award for outstanding sales and service.
    - 2018 Volume Award for Top Volume
    - 2018 Transaction Award for Top Producer
    - 2019 Emerald Award for outstanding sales and service.
    - 2019 Volume Award for Top Volume
    - 2019 Transaction Award for Top Producer
    - 2020 Emerald Award for outstanding sales and service.
    - 2020 Volume Award for Top Volume
    - 2020 Transaction Award for Top Producer
    - 2021 Pinnacle Award for outstanding sales and service.
    - 2021 Volume Award for Top Volume
    - 2021 Transaction Award for Top Producer

    Apply now
  • Peter

    Martens

    Peter Martens

    Winkler Office – Residential & Commercial

    Your one stop mortgage solution

     

    With more than 15 years of banking experience, with the last 6 years in Residential & Commercial lending in the credit union system, I am here to help you find the mortgage that best suits you.

    I am looking forward to helping you with your purchase, construction or refinancing plans.

    Calling the Pembina Valley my home for the last 7 years, I am looking forward to helping you.

    Allow me to make the financing process an enjoyable experience for you.

    Whether you are from the Pembina Valley or surrounding area I am more than happy to help you with your residential or commercial mortgage needs.

    Apply now
  • Shelley

    Stewart

    Shelley Stewart , AMP

    Stonewall Office

    I've enjoyed helping people get what they want and need for more than 25 years and get a great amount of fulfillment out of it. Everyone deserves to do business with someone they know and trust. With my small business and automotive background, I have a particular strength and understanding for self employed clients and commissioned employees that can experience extra challenges when applying for credit.

    My role as advisor provides you with sound financial advice and customer service by making recommendations, offering customized solutions and maintaining an ongoing relationship. I work for you, not the institution and value the opportunity to save you time and money. I'm available to help whether it's your first home, a subsequent purchase, investment or vacation property and assistance with debt management.

    Whether you're buying or already have an existing mortgage, and would like some advice on what's best for you, call me @ 204-479-6064 for a free, no obligation consultation.  I work in both our Winnipeg and Stonewall Offices.

    One Link Mortgage & Financial Award Winner:

    - 2013 - Bronze Award Winner for Outstanding Sales and Service.
    - 2013 - Rising Star Award.
    - 2014 - Silver Award Winner for Outstanding Sales and Service.
    - 2014 - Integrity Award.
    - 2015 - Silver Award Winner for Outstanding Sales and Service.
    - 2016 - Silver Award Winner for Outstanding Sales and Service.
    - 2016 - Rising Star Award. 
    - 2017 - Gold Award Winner for Outstanding Sales and Service.
    - 2018 - Platinum Award Winner for Outstanding Sales and Service.
    - 2019 Gold Award Winner for Outstanding Sales and Service.
    -2020 Sapphire Club Award for Outstanding Sales and Service.
    -2021 Sapphire Club Award for Outstanding Sales and Service.

    Apply now
  • Julie

    Neiser

    Julie Neiser

    Selkirk Office

    Julie is a proud member of One Link Mortgage & Financial. She comes from a financial service industry background and is specializing in residential mortgages, such as:

    -Pre-Approvals

    -New Purchase

    -Transfers

    -Renewals

    -Refinances

    -New to Canada Program

    -Construction Mortgages

    Her passion is to deliver superior service to her clients in the most efficient and effective way and to help them find the best option that will suit their needs. 

    She is an honest and reliable individual, who strives to develop and maintain ongoing relationships with her clients. She provides service in English, Russian and German.

    “Let me be the person YOU can count on"

    Awards

    - 2019 - Gold Club Award for outstanding sales and service.
    - 2018 - Silver Club Award for outstanding sales and service.
    - 2017 - Silver Club Award for outstanding sales and service.
    - 2016 - Bronze Club Award for outstanding sales and service.
    -2020 Sapphire Club Award for outstanding sales and service.
    -2020 Mover & Shaker Award.
    -2021 Emerald Club Award for outstanding sales and service.
    -2021 Mover & Shaker Award.

    Apply now
  • Clarke

    Culbertson

    Clarke Culbertson , AMP

    Commercial Division

    Associate to Randy Cullen, AMP

    - Thirty-eight years experience in the financial services industry
    - Extensive knowledge in commercial lending
    - Previously responsible for credit union large commercial portfolios
    - Experience in providing investment analysis
    - Experienced in commercial income producing properties, residential development and business term and line of credit applications

    Experience You Can Trust!

    Apply now
  • Randy

    Cullen

    Randy Cullen , AMP

    Commercial Division

    - Thirty-seven years experience in the financial services industry, with 30 years in credit union system.
    - Extensive knowledge and experience in residential mortgages with commercial background.
    - Community involvement (serving on Boards and visiting local Seniors Homes)
    - Board of Director for local church.
    - Member of Commercial Financing Division.
    - Accredited Mortgage Professional (AMP) and member of Mortgage Professionals Canada.

    Awards:

    - 2009 Gold Award for outstanding sales and service.
    - 2010 Platinum Award for outstanding sales and service.
    - 2011 Platinum Award for outstanding sales and service.
    - 2012 Platinum Award for outstanding sales and service.
    - 2013 Gold Award for outstanding sales and service.
    - 2014 Silver Award for outstanding sales and service.
    - 2015 Silver Award for outstanding sales and service.
    - 2016 Silver Award for outstanding sales and service.
    - 2017 Bronze Award for outstanding sales and service.
    - 2018 Silver Award for outstanding sales and service.
    - 2019 Bronze Award for outstanding sales and service.
    - 2020 Sliver Club Award for outstanding sales and service.
    - 2021 Gold Club Award for outstanding sales and service.

    "Known to return calls promptly and to provide personal, experienced and trusting service."

    Apply now

WINNIPEG OFFICES

STEINBACH OFFICE

WINKLER OFFICE – RESIDENTIAL & COMMERCIAL

STONEWALL OFFICE

SELKIRK OFFICE

COMMERCIAL DIVISION