If you're shopping for a mortgage in Manitoba, you've likely come across the choice between fixed and variable rates. While it may seem straightforward, the factors influencing these rates can be quite complex. Understanding what causes them to rise and fall can help you make an informed decision about your mortgage.

We are incredibly honoured and humbled to share that One Link Mortgage & Financial has been named the winner of the Regional Brokerage – Prairies Award of Excellence for the third consecutive year at the 2025 Mortgage Awards of Excellence. In an even more humbling moment, One Link has also been announced as the first-ever recipient of the newly established Canadian Brokerage Award of Excellence.

September has arrived, summer is winding down, and the Canadian real estate market is heading into an important fall season.

If you've been thinking about buying a home, selling, refinancing, or renewing your mortgage, you may be wondering the same thing as everyone else:

Where are interest rates headed next?

Unfortunately, there isn't a simple answer.