As we reach the halfway mark of 2025, it's the perfect time to conduct a mid-year mortgage review. For homeowners in Manitoba, revisiting your mortgage with a qualified broker can reveal valuable insights and opportunities to save money, adjust your strategy, or plan for the future. Whether you're a first-time buyer or a seasoned homeowner, here are five essential questions to ask your mortgage broker this June.

In 2025, Manitoba's housing market remains competitive, with bidding wars becoming increasingly common — especially in high-demand areas like Winnipeg, Brandon, and Steinbach. If you're in the market to buy a home, you may be tempted — or even encouraged — to write a “clean” offer with no conditions in order to beat out other buyers.

But before you take that risk, it’s essential to understand the potential consequences of submitting an unconditional offer to purchase, especially if you're relying on mortgage financing to buy your home.

If your home has been damaged or destroyed in a wildfire and you need assistance with your mortgage, here is what you need to know…