In 2025, Manitoba's housing market remains competitive, with bidding wars becoming increasingly common — especially in high-demand areas like Winnipeg, Brandon, and Steinbach. If you're in the market to buy a home, you may be tempted — or even encouraged — to write a “clean” offer with no conditions in order to beat out other buyers.

But before you take that risk, it’s essential to understand the potential consequences of submitting an unconditional offer to purchase, especially if you're relying on mortgage financing to buy your home.

In today’s competitive housing market, where you may be competing against multiple buyers in a bidding war, you may be tempted or even encouraged to write a “clean” offer to purchase, without including any conditions.  This is a binding sales contract once the sellers accept your offer.  The most common conditions placed in offers allow buyers time to obtain their financing commitment from their mortgage lender, and may also include a satisfactory home inspection...