Being debt-free is a long term goal for many Canadians.  Many of us though, don’t have a plan to ensure that we remain focused on debt repayment in order to meet our goal of being debt-free by a specific age.  A recent CIBC poll conducted by Harris-Decima found that, on average, “Canadians tend to believe they will be debt-free within approximately...
                       

My credit card bill arrived the other day and being just before Christmas, I opened the bill with one eye closed fearing the worst.  The first thing I did was to check the "minimum payment this bill" section – and thankfully didn’t pass out!  Then I noticed something that I hadn’t before...

Buying your first home can be exciting and frightening all at the same time!  It is easy to become overwhelmed with everything that you must remember when purchasing a home for the first time...especially when thousands of dollars are involved!  Being informed about what to do and what not to do, will empower you and help you to make the right decision when the time comes to it.  So – let’s take a look at what to avoid...