Are you considering becoming a first time home buyer? No doubt, you have done your research on down payments and closing costs, but if you are switching from renting to owning, there may be some costs you aren't aware of...
While the interest rate will make a difference on your total mortgage cost, there is MUCH more to a mortgage than just rate...
In March of this year, Canadian Mortgage and Housing Corporation (CMHC) published the results of its annual Mortgage Consumer Survey. The survey continues to show that more mortgage consumers are choosing to work with a mortgage broker.