If you have spoken to a Mortgage Advisor, chances are you have heard the term “Monoline Lender”. A monoline lender, by definition, is a mortgage lender that focuses on just mortgages. They do not have any other products that can be cross-sold and most monolines securitize their mortgages, instead of keeping them on their balance sheet. Monolines are secure, follow the same rules as all Canadian Banks and they deal exclusively with Mortgage Advisors on their clients’ behalf...
January is upon us! Time to dig out from underneath the wrapping paper and get back to a healthier financial lifestyle!
The beginning of the year is a great time to do an annual financial review for you and your family to make sure you are still on track for your long term goals. Whether it’s a European holiday or a big renovation or saving for a college fund, an annual review is crucial to helping you achieve your goals.
Here are 5 easy steps to help you get started...
Tips for keeping calm during renovation
You know that the end result will be worth all of the hassle, but renovating your home can be stressful when everything is torn up and your belongings are packed away. Make the remodeling experience less stressful for yourself by trying these coping tactics.
Hire a high-quality professional remodeler
Don't skimp on quality when hiring the company to remodel your home. Give yourself precious peace of mind by choosing a contractor with a good reputation and reviews. Check that the company is licensed and insured, and make sure you are all on the same page regarding exactly...